Chris Reynolds

CSR Real Estate Services - San Jose Office

Commercial Lender


Chris is an experienced commercial real estate lender for both construction and permanent loans.  He joined CSR Commercial Capital team in fall 2016.  

Chris began his CRE career in San Francisco with Security Pacific National Bank in 1983.  Since then, he has made over $1.8 billion in construction and term loans on both CRE and subdivisions throughout California and the western US, notably in the South Bay, while working for some of the best known banks the country.  Chris has financed a broad variety of properties for his clients.  Among those have been:

  • Apartment buildings of all sizes
  • Numerous biotech buildings, totaling over 770,000 s.f.
  • Many shopping centers and free-standing retail buildings, including half a dozen Walgreen stores
  • 810,000 sq. ft. five-building build-to-suit headquarters for a major tech company in Sunnyvale
  • $103 million in financing for a highly successful resort condominium in Sun Valley, Idaho
  • Tract lending throughout California for subdivisions ranging in size from 8 units to 235 units
  • Special purpose properties, including self-­­­storage, theaters, truck terminals and amusement parks


Chris grew up in Chicago in a family of twelve children.  He escaped by coming to California to study Japanese on a scholarship at Stanford University, then moved to Japan to teach English for a year.  Chris is a graduate of the Pacific Coast Banking School at the University of Washington in Seattle.  He is active in a number of trade associations, including the Bay Area Mortgage Association.  He and his wife live in Woodside.  They have two children now in their 20s. 


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